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Clients pay you directly, through accounts you own.

ReckonOS connects to your own Stripe, Paystack, PayPal, Flutterwave, NOWPayments, CoinPayments, BitPay or CoinGate account. Clients pay from the invoice link straight into that account, so ReckonOS never holds client money. Bank transfer works too, with your account details printed on the invoice.

Start your 7-day trial for $7 See plans and prices

Eight gateways plus bank transfer.

Connect the ones your clients already use. Keys are encrypted at rest and shown only as their last four characters after you save them.

  • StripeCards and wallets
  • PaystackCards and bank payments in Africa
  • PayPalPayPal balance and cards
  • FlutterwaveCards and bank payments in Africa
  • NOWPaymentsCryptocurrency
  • CoinPaymentsCryptocurrency
  • BitPayCryptocurrency
  • CoinGateCryptocurrency
  • Bank transferIBAN, SWIFT, sort code or account number on the invoice

What happens when a client pays.

  1. The client pays

    From the invoice link, through any gateway you have connected, or by bank transfer.

  2. The gateway confirms

    ReckonOS checks the gateway’s signed notification, records the payment once, and ignores repeats.

  3. Your numbers update

    The invoice moves to paid or partly paid, and the project margin and tax reserve update with it.

A backup route, not a loophole.

Payment providers sometimes pause an account while they review it. With more than one gateway connected, your client can pick another one from the same invoice link, so you keep getting paid while the review runs. ReckonOS does not move payments between accounts, and a second account is never a way around a provider’s rules.

Payment questions

Does client money pass through ReckonOS?

No. You connect your own gateway accounts with your own keys, and clients pay into them directly. ReckonOS records the payment when the gateway confirms it.

What happens if one of my gateway accounts is paused?

If you have connected more than one gateway, you have a backup route: the invoice link offers each gateway you have connected, in the order you set, so your client can pay through another one. A second gateway does not get around a provider’s own risk review; it gives you somewhere else to be paid while that is resolved.

Does ReckonOS charge a fee on client payments?

No. Your gateway charges its usual processing fees. ReckonOS adds nothing on top.

What should I know before accepting crypto?

Crypto payments settle on the provider’s timeline and their value can move between invoice and settlement. Each crypto provider supports a limited list of countries; check that yours and your client’s are on it before you turn it on.

How many gateways can I connect?

It depends on the plan: Starter 1, Pro 3, Studio 8. Bank transfer is available on every plan.

Connect your gateway and send a payment link.

Set up your workspace, add your logo and send an invoice in your own template. Every feature is open during the trial.

Start your 7-day trial for $7 Compare plans

$7 today for 7 days of full access. On day 7 Pro starts at $99 a month (or $948 a year) unless you cancel first. Cancel any time from Settings > Billing. VAT or sales tax may be added at checkout.